What Not To Do When Holiday Shopping—11 Key Steps
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The holidays are here and only 3 percent of us have finished our holiday shopping, according to Consumer Reports. That means the other 97 percent of us are going to be pounding the mall pavement in the coming weeks, braving long lines, crazy parking lots and crowds in search of the perfect holiday gifts.
On average, consumers will spend 13 hours shopping for gifts this year, Consumer Reports states, so you’ll want to make the most of your shopping time. To be sure you walk away with an armload of good deals and nothing more (or less), here are the top 11 tips you need to AVOID this holiday season:
1. Do Not Go Shopping Without a Budget in Mind
Decide how much you can afford to spend this year and keep that number at the “top of your mind” as you shop. Six percent of adults — or about 13.5 million Americans — are still carrying debt from last year’s holiday season, according to the 2009 Consumer Reports Holiday Shopping Poll. And in households with children under 12 years old, 10 percent are carrying debt. Creating a budget will help ensure that this time next year your holiday purchases will not still be lingering on your credit card statements.







